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Tax StrategiesPartial Deduction

Startup Costs

Deduct up to $5,000 in business startup costs the year you launch, with excess amortized over 180 months.

Tax Form

Form 4562, Part VI

Estimated Savings

$500-5,000/year

IRS Reference

Publication 535

Income Level

Just Starting (<$25k)

How It Works

Startup costs are expenses incurred BEFORE your content business officially begins operations. You can deduct up to $5,000 of these costs in the year your business starts, with any excess amortized over 180 months (15 years). This $5,000 limit phases out dollar-for-dollar once startup costs exceed $50,000.

IRS Rules & Requirements

  • Can deduct up to $5,000 in the year business begins operations
  • $5,000 limit reduced dollar-for-dollar when startup costs exceed $50,000
  • If total costs exceed $55,000, no immediate deduction (must amortize all)
  • Remaining costs amortized over 180 months (15 years)
  • Must be costs that would be deductible if incurred by existing business

Real Examples

$8,000 startup costs: Deduct $5,000 year 1, amortize $3,000 over 180 months

$3,000 startup costs: Deduct full $3,000 in year business begins

$52,000 startup costs: Deduct $3,000 year 1 ($5,000 - $2,000 over $50K threshold)

Common Mistakes to Avoid

  • Claiming startup costs in years BEFORE business actually begins
  • Not understanding the $50,000 phase-out threshold
  • Confusing startup costs with organizational costs (separate rules)
  • Pre-opening inventory is NOT a startup cost (it's a capital asset)

Pro Tip

Your business 'begins operations' when you first offer content that could generate revenue - not when you started planning or bought equipment. Track the exact date you first published monetizable content.

Related Deductions

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